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Is it dangerous to use a VPN to access your bank?

access the bank with vpn

Protect your Privacy On the internet, it is one of the most important things, even more so if it involves personal data. In this article, we will explain the reasons for use VPN to access the bank, their advantage and some methods of keeping your data safe.

As a consequence of the advancement of technology, banking industry has been adapted to perform hundreds of online procedures, eliminating the need to go to an official agency. However, hackers they know how to take advantage of the vulnerabilities of these platforms to steal information.

Now if you want your credentials to be kept secret, use a VPN it's a great way to do it. Next, we will explain what it consists of.

What is a VPN and how does it work?

Let's start at the beginning. A virtual private network or VPN (for its acronym in English: Virtual Private Network), consists of a secure connection to a public network such as the internet.

To explain its operation a little better, we must know what a Red lan (Local Area Network). When you access the internet from a device, they connect to the Wi-Fi router, which receives a signal from an internet provider.

Since there are several computers connected to the same router, they are assigned a local IP address, which is not visible from the internet. This is known as a local network (LAN), a set of devices connected to each other thanks to the same network.

For this reason, the goal of a VPN is to create a local network via internet. They do this by connecting to one of their many servers.

Advantages of VPNs

  • Access blocked pages: In some countries, websites are blocked by the authorities due to violations of the law. Thanks to VPN, you can enter them without any problem.
  • More safety when browsing: Since your IP adress, your data is encrypted and well protected, to make payments with total anonymity you can use a VPN to transfer bitcoin.
  • Protect your location: Using a VPN, you have the possibility of accessing the internet as if you were in another country.

Why should you use VPN to access the bank?

Now that you know what a VPN and what are your advantage, we are going to explain its use in the banking sector.

Advantage

  • Protection against hackers: Public networks and banking platforms are often victims of hacks that go unnoticed. Using a VPN, you will be protecting your access data to the platform.
  • Protect the mobile application: If you are one of those people who prefer to use the bank's application on a mobile device, use a VPN it can benefit you. This prevents your data from being exposed regardless of the vulnerability of the app.
  • Take care of your data when using open WiFi networks: Accessing the bank from an open network is not recommended, due to the ease that exists to manipulate them. However, by using a VPN you can sail without fear.
  • Access the bank from anywhere: It is likely that, if you enter a bank in another country, the user will be blocked. Through the VPN, you can avoid this, accessing as if you were in the bank country.

Risks

  • User lock: Certainly, not all platforms have the ability to detect its use, but, if you decide use VPN to access the bank, you will probably have to give explanations to the support.
  • VPN ban: Some banks have chosen to completely prohibit the use of these connections to access their system. We recommend that consult is information with your bank to avoid problems.
  • Slow connection: Since you must connect to servers far away, your internet connection can become quite slow. If this is the case, be careful while making transactions, any error can lead to a serious problem.

List of the best VPNs 2024

In search of obtaining all the advantages that a VPN can provide us, it will be necessary for us to pay for a subscription.

Free options, more than help, can be a problem if it is an issue like banks. But, you don't have to worry, VPN that we show you below have a incredible price for the benefits they offer.

CyberGhost

cyberghost vpn

Although it does not enjoy the fame of some of its competitors, CyberGhost is the best value for money. It has more than 7100 servers around the world and customer service 24 hours a day.

Thanks to your advanced encryption, you can ensure that your identity, IP address and access data. It also includes ad blockers own that prevent malicious software.

One of the best benefits that we will have with the subscription is the possibility of using it up to 7 different devices.

The CyberGhost price It is $12,99 if you hire it only for a month. The interesting thing is in its annual plan, reducing the cost to only $3.99 monthly or $2,25 if you hire it for three years (includes 3 months free).

You can unsubscribe from CyberGhost thanks to its 45-day money-back guarantee.

NordVPN

nordvpn

We close our list of options that allow you use VPN to access the bank with NordVPN. This option combines the advantages of the previous ones in one, having an intermediate price and attractive advantages.

NordVPN offers a excellent protection and you have a large network of servers available for your use. its Interface it is pleasant and intuitive, facilitating the use of the application for all types of users.

If you decide to hire it, you have 3 plans:

  • Plan of 1 month for $11.95.
  • Plan of 1 year for $4.92 per month.
  • Plan of two years at 4.89 per month (includes 30-day money-back guarantee).

Tips to improve your banking security

  • Change your password periodically: You should get used to changing your passwords at least once a month. Also take into account the requirements of the banks' platforms, such as including numbers, capital letters and special characters.
  • Verify the security certificate: In the search bar from your browser, it should appear htpps at the beginning of the URL. If this does not appear, it is likely a fake to steal information.
  • Use an antivirus: Some antivirus include online protectionMake sure you have this option enabled to prevent your data from being stolen.
  • Be on the lookout for activity: Use VPN to access the bank it can be detected as something suspicious.

Conclution

With this we are done, we hope that our article on use VPN to access the bank has been helpful.

We invite you to continue browsing TecnoGuias, where you can find more guides and articles related to the world of technology. To further protect your data, we invite you to read the guide on anonymous email services. Thanks for reading, see you later!